Buying a home for the first time can be a dream come true, but it can also be one of the biggest financial decisions anyone can make that requires thorough planning and expert guidance.
To support this aspiration, Baiduri Bank adopts a holistic approach by providing free consultation guidance through their experienced mortgage consultants tailored to meet individual needs and preferences, as well as easy application process and fast approval.
To make the process even more rewarding, Baiduri Bank has launched the ‘Let’s Grow Together’ promotion which provides potential homeowners substantial savings on
home ownership.
The offer also applies to home refinancing, home equity release and property investment loans.
From now until June 29, successful applicants for a Home Ownership Loan or a Home Refinancing Loan may borrow up to 95 per cent of the property value at an effective interest rate as low as four per cent. Meanwhile, applicants for Home Equity Release Loan can borrow up to 90 per cent of the property value at an effective interest rate as low as 4.5 per cent, while for a Property Investment Loan, applicants can borrow up to 85 per cent of the property value at an effective interest rate as low as five per cent.
The promotion is available to new and existing customers of Baiduri Bank who meet the eligibility requirements.
Speaking about the promotion Head of Retail Banking at Baiduri Bank Lim Kian Chiong said: “We hope that we can help ease the burden on aspiring homeowners through providing lower interest rates and longer tenors.
“This allows potential home buyers to enjoy greater savings from interest payments, as well as lower monthly repayments, thereby making it a lot more affordable to own a property.
“Additionally, our mortgage consultants and financial planners are always ready to help customers make informed decisions that best suit their needs.
“Consultations can be done virtually or in-person by appointment, whichever is more convenient for the customers.”