Standard Chartered Bank
We are all familiar with the phrase – time is money. In our fast paced world today, we all look out for convenience and ways to save time, in order to make more time for ourselves.
Banking has come a long way and is becoming more and more sophisticated. These days, most banks offer the convenient option of online banking.
Online Banking is a convenient way to transact your banking needs online, 24/7.
Here are some benefits of online banking.
1. Safe and Easy
Transactions remain safe with security measures in place. For security purposes, your username and password are required every time you log on.
For adding third party accounts for fund transfers, or adding your utilities bill accounts for the first time, a secure Two Factor Authentication (2FA) will be sent via SMS to your mobile phone for the transaction to be authorised. Navigation is a breeze.
2. Fast
Access to online banking is fast, leaving you more time to perform other things.
3. Convenient
Online Banking provides you the convenience to access the services wherever you are and whenever you want.
4. 24-hour Service
Access your account(s) anytime. There is no need to wait for your monthly statements(s).
5. Worldwide Access
As long as you have access to the Internet, you can check your account(s), anytime, from anywhere in the world.
6. No Special Software Required
You only need a PC or mobile devices with minimum configuration to access online banking.
What Online Banking provides you with?
1. Enquiry
Online banking provides you the convenience to have better control over your finances.
You can view your bank account details at one glance as well as your current and available balance, available credit card limit and recent transactions.
2. Fund Transfers
There are four ways to transfer funds online:
• Between your personal accounts
• To third party bank accounts
• To accounts with other local banks
• To accounts abroad via Telegraphic transfers
3. Bill Payments
You can conveniently pay your bills via online banking to the following:
• Pay your essential utility bills
• Pay your insurance premiums
• Pay school fees
4. eStatements
You can download your latest credit card, current and savings account statements online to track your transactions.
6. Cheque Enquiry Services
Enquire into the status of cheques issued or request for a cheque book to be collected at any bank’s branches.
7. Personal Information Management
You can easily update your personal information with the bank through Personal Information Management without walking into any branch. This too is secured with 2FA.
8. View your investments online at the touch of a button
• Your invested amount is updated daily providing you the perfect solution for your investment
• You can download your monthly portfolio statement or view all your securities in one consolidated download
With all the benefits and features of online Banking, it definitely makes sense to take care of most, if not all of your banking needs online.
The precious time you save banking online will indeed add to quality time that you can spend on yourself or with your friends and families.
This article is for general information purposes only and while the information in it is believed to be reliable, it has not been independently verified by us. You are advised to exercise your own independent judgement with the contents in this article.
