Bank empowers SMEs with cash flow management

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Baiduri Bank, in collaboration with Darussalam Enterprise (DARe), under the Brunei Economic Development Board (BEDB), recently held a session aimed at helping businesses improve their cash flow management.
 
Held at the Baiduri Enterprise Hub, the session highlighted Baiduri’s SME Account Receivables Financing product – a financial solution specifically designed to help small and medium enterprises (SMEs) unlock working capital tied up in eligible unpaid invoices.
 
Senior Officer from Business Banking Pengiran Haji Aziz bin Pengiran Haji Aji demonstrated how  Baiduri SME Account Receivables Financing enables businesses to convert outstanding invoices into immediate cash, helping them bridge payment gaps, manage operational expenses, and reinvest in growth initiatives.
 
Pengiran Haji Aziz also outlined the steps for applying for the financing, the eligibility criteria and best practices for using the product to maintain a healthy cash flow.
 
Around 30 attendees were provided with real-life examples of SMEs that have successfully utilised Baiduri’s SME Account Receivables Financing to mitigate the impact of delayed payments from clients, ensuring continued smooth operations. By leveraging this product, businesses can also offer more flexible payment terms to their customers, enhancing competitiveness while maintaining financial stability.
 
Baiduri Bank Head of Business Banking Mohammad Isa Liew bin Mohd Amin Liew emphasised the bank’s dedication to support SMEs through tailored financial solutions.
 
He stated, “At Baiduri Bank, we are committed to empowering local SMEs with the financial tools they need to thrive. Our SME Account Receivables Financing product is designed to address one of the most common challenges faced by businesses – cash flow management. By unlocking the value of eligible unpaid invoices, we aim to help businesses maintain stability and focus on growth.”
 
Attendees gained practical insights on how Baiduri SME Account Receivables Financing can be used strategically to manage cash flow and support business growth.
 
Business owners also engaged in one-on-one consultations with Baiduri Bank’s business banking team, exploring how the financing solution could be tailored to meet their specific needs.
 
Baiduri Bank staff presenting the SME Account Receivables Financing solution to local business representatives. PHOTO: BAIDURI BANK