The Autoriti Monetari Brunei Darussalam (AMBD), as the central bank of Brunei Darussalam, receives unclaimed money from licensed banks in the Sultanate annually, and administers individual claims on unclaimed money.
Unclaimed money is money in a bank account which had no activity (deposit and withdrawal) for at least six years and amounting to at least BND100.
Unclaimed money in deposit accounts maintained in licensed banks are governed under the Banking Order (2006) and Islamic Banking Order (2008).
Licensed banks are required to submit to AMBD a list of new unclaimed money and the sum on unclaimed money every year.
Before submitting the list and transferring the unclaimed money to AMBD, licensed banks must make effort to identify and locate the owners.
Where unclaimed money has been transferred to AMBD, licensed banks are required to publish a list of new unclaimed money that exceeds BND1,000 for the particular year in local newspapers at least twice a year in Malay and English languages.
Publications must include the identity of the owners (if known).
AMBD maintains a full list of unclaimed money for the past years on its website.
Owners may claim from AMBD by submitting an application.
Applicants will also be required to submit a list of documents for verification.
The application form, list of required documents, and details on the application process can be found at https://www.ambd.gov.bn/consumer/unclaimed-money.