Standard Chartered Bank
Tips and tricks are delightful little treasures learnt and collected through conversations with good friends, acquaintances and colleagues at work. And if ever are there any gems worth collecting, the ones worth remembering are always the ones that will help you save some money.
Regardless of your station in life, we always appreciate a few tips and tricks when it comes to saving money!
STRETCH YOUR SHAMPOO AND OTHER CLEANING LIQUIDS
Unless you are working in a manual, outdoor job every day, you might not need industrial strength shampoo or soaps to get yourself clean. In fact, some shampoos, soaps or body washes may actually be too strong for your skin and will strip skin of natural, healthy oils.
You can help stretch out the life of your shampoo or liquid soaps by adding a bit of water to the bottle. Fill it up when it is three-quarter full to top it up again.
In addition you really don’t need a palm full of shampoo for your hair. You just need a small dollop, enough to work up a sud but not a major bubble-fest.
By cutting down on the amount used and also extending the shelf life by diluting it, you’ll be saving dollars from having to stock up later as opposed to earlier.
GET FASHIONABLE AND REVAMP YOUR OWN WARDROBE
For women, chasing the trends that change with the seasons can sometimes be more than your platform-booted feet can stand to chase. Save money especially on trends since they change with the seasons. If you must be fashionable, consider altering pieces from your wardrobe instead to give some of your older clothes a fresh new look.
You can convert a pair of regular length pants to chic three-quarter capri length pants by simply having the lengths adjusted or you can convert your jeans to skinny jeans by having the inseams altered.
With an eye for fashion and creativity to match a designer, you can still keep up to date with your existing wardrobe.
WASH YOUR OWN CAR
It’s simple and could also equal a good workout for you as you bend and stretch to reach the roof or wipe the side skirts; either way, you could save yourself some money and fill up your spare time, not to mention give yourself some fresh air.
At the same time, you might also appreciate your car more as you personally take interest in caring for it. Just remember to be conscious of the environment and use water efficiently and sparingly.
For avid readers who can go through one book per day, buying books can be a very costly hobby, averaging at least USD18 for a newly released paperback.
Meet up with other avid readers like yourself and organise book swap meets. You could exchange the books you’ve already read for other titles that you haven’t yet. This could also apply to magazines.
Alternatively, look out for second hand books at garage sales or car boot sales. You never know what literary treasure you could find.
BAG YOUR LUNCH
For many working people, eating out is not an option; it’s almost a must, especially lunch. By right, lunch should not be a heavy affair, especially for those who work in offices and do not do much manual labour work.
You can easily get away with a simple sandwich, some fruit and if you must, add on a soup. All these can be easily prepared at home and brought to the office for lunch.
As you finish off your lunch at your desk you could use your lunch hour for other tasks, like finishing up urgent work or even running errands, thereby making your time more efficient.
In addition, by taking your lunch to work with you, you’re also more in control of what you eat. If you have cholesterol problems, you can instead have a bowl of oatmeal as long as your office has a kettle so you can boil hot water to prepare it. Simple and healthy options are there for the taking.
STOCK UP AT WAREHOUSE/SUPERMARKET SALES
While this doesn’t constitute instant money savings, this does however help you save in the long run.
From frozen foods to household sundries, take advantage of seasonal or warehouse sales that suppliers or supermarkets put out.
Be careful, however, when buying food stuffs to always check the expiry date to differentiate between special offers and clearances. Some food items are sold at a discount to clear the shelves due to nearing expiry dates.
While this is okay, just ensure that you consume the food soon after you buy it.
Frozen foods will keep for up to six months in the freezer, and if there are special warehouse sales for meats and other frozen foods, taking advantage of stocking up then could equal loads of savings.
This article is for general information purposes only and while the information in it is believed to be reliable, it has not been independently verified by us. You are advised to exercise your own independent judgement with the contents in this article.