THE Government of His Majesty and Yang Di-Pertuan of Brunei Darussalam has introduced the Education Loan Facility Scheme (SBPP) for students who are unable to meet the requirements for scholarship but wish to pursue further studies at universities and top educational institutions in the fields which are still needed by the country.
SBPP recipient Nur Najihah binti Haji Awang Mohammad, who will be undertaking Bachelor of Science in Geology at the University of Southampton, expressed her gratitude for being able to pursue her studies.
“Alhamdulillah, I feel grateful to have been selected for the SBPP as it gives me the opportunity to continue my education in the United Kingdom,” she said.
She also noted that this is a golden opportunity from the government for the youth to pursue their ambition for further studies albeit in the form of a loan facility.
“Although there are certain criteria set in the SBPP, what is certain is that the recipients will return and work in the government agencies and private sectors in the country,” she stated.
She added that the period of repayment of up to 30 years will ease the burden of the SBPP recipients to pay back the loan after completing their studies.
Meanwhile, Hajah Jasnani binti Haji Basir, the mother of Nur Najihah, believes that she and her husband as the parents should educate their children right from the beginning to thrive on their own to determine their future.
This is to avoid the children from being “spoon-fed”.
She is certain that with their own effort, the children will not waste any opportunity given to them. As a parent, she also feels grateful with the introduction of SBPP as it has eased the financial burden.
Abdul Muiz bin Awang, another recipient of the SBPP who will be studying Bachelor of Science in Economics at The University of Manchester, expressed his gratitude to have been successfully chosen for the SBPP. “The SBPP is an opportunity to pursue my studies to a higher level after my application for the government scholarship was unsuccessful as I was not able to meet all the requirements.” As one of the options of education loan facility available in the country, Abdul Muiz agreed with Nur Najihah where he said, “SBPP is one of the schemes to assist us to continue studying. Thanks to the concern of His Majesty and Yang Di-Pertuan of Brunei Darussalam for introducing the SBPP, it provides us an opportunity to pursue our ambitions and hopes for further studies in universities.”
Abdul Muiz also acknowledged that he realised all the finance to be used for his study sessions is an educational loan, hence it will reinforce his determination and effort to study harder to ensure the loan will be fully utilised.
Accompanied by his father, Awang bin Haji Sahri, expressed gratitude for the concern shown by His Majesty and Yang Di-Pertuan of Brunei Darussalam for the importance of education especially with the SBPP.
For Muhammad Dzulfadhli bin Bahrin, a SBPP recipient who will further his studies in Bachelor’s Degree in Clinical Psychology, expressed his happiness for enabling him to pursue his hopes and dreams.
“A wise step by the Government of His Majesty and Yang Di-Pertuan of Brunei Darussalam to have introduced the SBPP, for it can give chance to government scholarship applicants that do not meet the requirements.” Personally for Muhammad Dzulfadhli, he wished to ensure that everything loaned will be worth the cause besides not disappointing his parents.
His father, Bahrin bin Hj Tujoh, expressed gratitude, as he could see his son’s dedication rising. What is important, from his viewpoint, is that the effort and initiative by recipients to be more self-reliant not just in academics but also becoming individuals that can be of benefit to the monarch, nation, country and religion.
It is the inspiration of the country to encourage its people to attain higher education and pursue studies at the best institutions in the world. This is to support the growth of the national economy according to knowledge-based.
To answer this, SBPP offers incentives to encourage excellent accomplishments. Students that manage to complete their studies with first class and honours are offered to exchange their loan to government scholarship and without need for a full repay.
Students conferred with Second Upper (2.1) Honours will be offered 60 per cent discount in their repayment and only need to pay back 40 per cent of the loan.
Meanwhile, students with Second Lower (2.2) Honours will be offered 20 per cent discount in their repayment and only need to pay back 80 per cent of the loan.
The Government of His Majesty and Yang Di-Pertuan of Brunei Darussalam has shown concern and a sense of responsibility in ensuring students are given the opportunity to attain higher education and become assets to the nation. SBPP is a loan incentive for students which hope to raise the students’ motivation in order to produce what is best for the nation and country. (Courtesy of Ministry of Education)